Get Cash
For Your Life Insurance policy

Your life insurance policy can help fund your retirement.

Ask yourself if any of the below situations are true?

01

You are going to lapse your policy

It may be getting too expensive to pay your premiums, or maybe you have other financial priorities. Many people turn to life settlements to cover their cost of expenses.

02

You need extra funds

Perhaps you want a better retirement – you only live once so make sure you live well. Perhaps you need to pay for an upcoming medical expense or other large purchase.

03

You No longer Need Your policy

Are your children all grown up and financially independent? Do they still need you to continue to provide the safety net of your life insurance? Selling your insurance may be an option for you or a loved one.

One Step Ahead

Why St Ives?

The mission of St. Ives Life Settlements is to help policyowners sell their life insurance policies. We have extensive experience working with individuals, underwriting individual plans, and working with individuals to clearly explain their options. We are here for you!

What Actually Happens

Case Studies

Receive A Cash Payout

You will receive this at the time of the sale.

Have Questions?

We Have Answers

Many people believe their only option is to let their policy lapse or surrender it to the insurance company. Policyowners frequently outgrow their life insurance policy and selling a policy can be an opportunity to recoup funds from the policy.

Policyowners are able to turn their policy into cash with a life settlement. There are different options for Life Insurance Policies that allow individuals to keep a portion of their policy’s coverage without having to make future premium payments.

We have helped tens of thousands of policyowners evaluate their life insurance settlement options. If you aren’t able to afford your life insurance policy then we have options for you.

Your life insurance policy’s worth depends on a few variables, including the size of your insurance policy, the type of policy you have, your policy’s premiums, and your health status.

Those who choose to sell their life insurance policy, also known as a life insurance buyout, receive around four times more than they would earn from surrendering their policy back to their insurance company.

 

  • Changes in Health Status.

    You may still qualify if you’ve experienced a decline in health since you first purchased your policy.

  • Policies must be over $100,000

    Life insurances that qualify include: universal life, whole life, variable life, survivorship, group life, and even term life.

  • You must be 65 or older.

    Younger policy-owners may qualify if other factors are met.

Request a Call Back

Want to see if you qualify to sell your insurance policy? No problem! Please leave your name and phone number and we’ll get back to you soon.

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